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Third-pillar news

Analysis, tax updates and practical pointers to get the most out of your third pillar. A watch signed by Juliette Marsaud.

14 January 20263rd pillar 2026: the new 3a and 3b ceilingsCHF 7,258 for employees, up to CHF 36,288 for the self-employed: here are the 3a and 3b ceilings that apply this year, and the tax saving you can expect.Read the article → 11 February 2026Retroactive 3a buy-back: how to catch up on missed yearsMissed some years of 3a contributions? A retroactive buy-back now lets you catch up — under conditions. What to know before you commit.Read the article → 19 March 2026Bank or insurance in 2026: where to put your 3rd pillar?Bank account, securities fund or insurance contract: three ways to hold your third pillar, three different logics. How to decide in 2026.Read the article → 6 May 2026Cross-border workers: what changes for your 3rd pillar in 2026Tax at source, quasi-resident status, capital withdrawal and French taxation: what cross-border workers must know to make the most of the third pillar in 2026.Read the article → 24 June 2026Buying a home with your 3rd pillar: the 2026 pictureEarly withdrawal or pledging: your third pillar can help finance your main residence. The rules, the taxation and the trade-offs to know in 2026.Read the article →