Who are we?
3emepilier-infos.ch is a service published by Swiss Premium Insurance Sàrl (SPI), an insurance and pension broker based in Geneva, on Place Cornavin. We are a non-tied insurance intermediary, registered with FINMA under number F01305043: we depend on no single company and can therefore compare 3rd pillar solutions on the market objectively.
Our team supports employees, self-employed people and cross-border workers in Geneva and French-speaking Switzerland with their pension decisions every day: choosing between pillar 3a and 3b, tax optimisation, retirement planning, buying property or protecting the family.
A Swiss Premium Insurance service
To discover our full range of brokerage services (health insurance, pensions, wealth), visit our main website.
- Legal name
- Swiss Premium Insurance Sàrl
- Address
- Place Cornavin 14, 1201 Geneva, Switzerland
- FINMA registration
- Non-tied insurance intermediary — no. F01305043
- Phone
- +41 22 559 86 84
- contact@3emepilier-infos.ch
- Hours
- Monday to Thursday, 9am–12pm / 2pm–5pm
- Main website
- swiss-premium-insurance.ch
Our mission
The 3rd pillar is one of the most powerful levers to reduce taxes and prepare for retirement in Switzerland, but the offering is vast and the rules vary with your status (employee, self-employed, cross-border) and your canton. As a result, many people pay too much tax or pick an ill-suited contract for lack of clear, neutral information.
Our mission is simple: make the 3rd pillar understandable, costed and jargon-free. We estimate your tax saving and retirement capital for free, compare solutions from several insurers and banks, and support you all the way to signing up — only if you decide to.
Why trust us
- FINMA-licensed (F01305043): we operate within a framework regulated and supervised by the federal authority.
- Independent: we are tied to no company and compare offers in your sole interest.
- Free and no commitment: the simulation and analysis of your situation are never charged to you.
- Specialists in French-speaking Switzerland: 3rd pillar, Geneva taxation, quasi-resident status, cross-border workers, the self-employed.
- Transparent: we clearly explain the advantages as well as the limits (capital lock-in, taxation on withdrawal).
- Rated 4.8/5 by our clients on Google.
How are we paid?
Our comparison service, simulator and advice are entirely free for you. As an insurance intermediary, we are paid by our partners (insurers and 3rd pillar providers) when, if you wish, we help you sign up for a solution. You are under no obligation: you can use our tools and ask questions without ever signing up for anything.
Our independence
Contact us
A question about your 3rd pillar? Estimate your tax saving in 2 minutes with our free simulator, or contact our team directly:
Swiss Premium Insurance Sàrl · Place Cornavin 14, 1201 Geneva
Phone: +41 22 559 86 84 · Email: contact@3emepilier-infos.ch
Calculate your 3rd pillar for free
Estimate your tax saving and retirement capital in 2 minutes, no sign-up and no commitment. Swiss residents and cross-border workers.
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